Real estate appraisal services for homeowners in the city of Ankeny and Polk County

Here are the top 7 reasons IA homeowners need Jon Jetmund:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To reduce their mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a IA divorce, where property needs to be divided
To settle an estate in Polk county or IA by determining the true market value of property in question

Do you own a house in or near Ankeny? Do you need help deciding the value of your real estate?
Contact Jon Jetmund.

We at Jon Jetmund understand the particular needs of a consumer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a person not in the real estate field that most likely doesn't look at appraisals every day,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're qualified in helping clients just like you rid yourselves of undesirable PMI insurance.

Challenging a property tax assessment

Lets say you live in a local area that is going down -- your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Jon Jetmund is your best weapon.

Recently got a freeze your HELOC?

If your property is close to a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Jon Jetmund can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for precision? An appraiser from Jon Jetmund can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Jon Jetmund can We can assist you. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.